Everything Rudopo does.
Nothing held back.

Split one charge across categories, edit inline, and move money between accounts as atomically paired transfers. Bulk-edit, clear, and reconcile against statements. Deletes and most bulk edits can be undone for about fifteen minutes. Month separators keep long histories readable.

Track checking and savings alongside credit cards, lines of credit, loans, investments, retirement, crypto, fixed deposits, property, and vehicles. Budget accounts drive your envelopes; tracking accounts carry market values — and together they roll up into a net worth you can watch over time.

Record a loan's terms and every payment splits into its anatomy — principal, interest, escrow, fees — read straight from your ledger. A payoff simulator shows what extra payments would change.

Set up bills and income once. Transactions auto-enter on their due dates, and any one can be skipped, posted now, or adjusted — on flexible recurring schedules.

Bring your history with you — CSV, OFX, QFX, QIF, even PDF statements. Bank files skip straight to review, duplicates are detected automatically, and any import can be undone in one click.

Every day shows its actual transactions and a running net, with upcoming recurring bills penciled in on future days and reminders flagged when they come due. Click any day to review it or add to it.

Spending trends, income vs expense, budget vs actual, breakdowns by category, merchant, and account, net worth history, cash flow, savings rate, spending habits, label lens, category momentum, a year-at-a-glance grid, and a money-flow Sankey. Bookmark the ones you live in.

The cash-flow forecast projects your balance through upcoming scheduled items — then layers what-if scenarios on top: a raise you're considering, a car payment you haven't taken on. Hypotheticals draw a second line on the chart and can touch nothing real.

Labels cut across categories: tag the flights, meals, and taxis of one trip and the Label Lens report totals what it really cost — without bending your category structure around one-off events.

Match on payee, amount, account, and more; set the category, payee, or labels automatically. First matching rule wins, labels accumulate, and any rule can be applied retroactively to existing history.

A small REST API with personal access tokens you create and revoke yourself. Each token carries one level — Read, Propose changes or Make changes — and reaches only the budgets you choose. Pull transactions, balances and budget months into a notebook, a spreadsheet or a cron job; post a transaction or a budget move from one, with an idempotency key so a retry never writes twice and a dry run that changes nothing. No client library to install — the API is described in OpenAPI, so you can generate one in your own language.

Point the assistant you already use at Rudopo and ask what you spent, what is left, and what needs attention. It signs in as you, starts at Read over every space you belong to, and cannot ask its way up: letting it propose or make changes is a choice you make on a Rudopo screen, never in the chat. What you say to the assistant stays with the assistant — Rudopo answers its requests and keeps a record of what it asked to change.

An assistant or a script allowed to propose changes writes them down; nothing moves until you accept. Each card shows the exact change as the ledger would — a new row, each field before and after, each envelope's Available before and after for a budget move, the count and every row of a bulk change, the first five on the card and the rest under Show all — and is checked again when you open it, so a row that moved on since is marked superseded rather than applied. Accept it, edit a proposed transaction first, or dismiss it with a one-line reason the app can read back.

Any date that matters — bills, renewals, documents, warranties — with countdowns, overdue flags, and an optional repeat term. Each one picks its own warning time, from a day to a year ahead, so a passport speaks up months before a bill does.

Every amount field is a calculator — inline expressions like 42.50+18.99 evaluate as you type, so splitting a bill never needs a separate app.

The complete user guide lives inside the app, and so does a direct help & feedback channel — report a bug or ask a question with a screenshot attached, and the answer arrives in the same place.

Rudopo is built for the phone as well as the desk: a bottom bar for the places you go most, one-thumb capture for the purchase you just made, and every screen — budget, ledger, reports, calendar — laid out for a small screen rather than squeezed into one. Open it in your browser with nothing to install, or get the Android app on Google Play.

Light is white cards on a cool grey canvas; Dark is true black with gold. Pick one, or let Rudopo follow your device, on the web and on your phone.

Invite your partner into a space with a link. You both see and edit the same accounts, categories and transactions; the owner keeps the settings, the invites and the delete button. Two collaborator seats are included.