Ru · Do · Po

Rupee, Dollar, Pound —
every currency counts.

Your salary lands in one currency, your rent leaves in another, and your savings sit in a third. Rudopo budgets all three at once. Envelope budgeting, net worth tracking and accounts in 33 currencies — with no bank connections, so your data stays yours.

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New on the blogEnvelope budgeting with multiple currencies

01A look inside

The budget on a laptop, a tablet and a phone.

A dollar budget on the laptop, a rupee spending report on the tablet, a pound account list on the phone — the same envelopes, whichever screen is in your hand.

Rudopo's budget page for the current month on a laptop, in dollars: Ready to Assign, envelope categories with assigned, activity and available amounts, and a side rail of accounts.
  1. 1Ready to Assign: money with no job yet.
  2. 2A pound account inside a dollar budget.
  3. 3Available: what each envelope still holds.
Rudopo's Spending by Category report on a tablet held landscape, in the light theme, in rupees: a donut of category groups with amounts in Indian number grouping beside the category list, with the accounts rail at the left.
Rudopo on a phone: the Accounts screen of a pound budget, with net worth and a list of current, savings, cash and investment accounts.

02Why Rudopo

Three choices most budgeting apps won't make.

Rudopo is what envelope budgeting looks like when privacy and multiple currencies are the starting point, not an afterthought.

  1. No bank connections

    You enter it. You own it.

    Type a transaction in seconds or import a statement — no bank credentials handed over, no third-party aggregator reading your accounts. Your data runs your budget and does nothing else.

  2. True multi-currency

    Accounts in more than one currency.

    Hold an account in a currency other than the budget's — 33 of them carry official daily rates, and both ends need one — so imported history converts at the rate of its own day, never a silent one-to-one.

    How envelope budgeting works in multiple currencies

  3. Envelope budgeting

    Every unit of money gets a job.

    Assign what you have to envelopes before you spend it. Unspent money rolls forward, overspending is covered from another envelope in a click, and targets tell you what still needs funding.

03But typing every transaction?

Manual, not tedious.

Entering your own transactions is the point — it's the difference between a budget you look at and a budget you know. Rudopo's job is to make that take minutes a week, not hours: automation handles the predictable and the repetitive, you handle the decisions.

  1. 01

    Statements import cleanly

    CSV, OFX, QFX, QIF, even PDF — bank files skip straight to review, duplicates are caught, and any import undoes in one click.

  2. 02

    Rules do the sorting

    Match on payee, amount, or account and transactions categorize and label themselves — retroactively too.

  3. 03

    Bills enter themselves

    Recurring transactions post on their due dates, so the predictable part of your month types itself.

  4. 04

    Entry is built for speed

    Split one charge across categories, type 42.50+18.99 into any amount field, drive it from the keyboard, undo mistakes.

The top of Rudopo's Add transaction sheet on a phone: 12.40+6.99 typed into the amount field, the calculated total 19.39 shown beneath it, and the payee field below.

04What's inside

The essentials, done properly.

A working budget needs more than envelopes. These are the highlights — the full list has its own page.

  1. 01

    Envelope Budgeting

    Budgeting

    Give every unit of money a job before you spend it.

  2. 02

    Targets & Auto-Assign

    Budgeting

    Set a goal per category; one click funds what's needed.

  3. 03

    True Multi-Currency

    Budgeting

    Accounts in one currency, budget in another, where both have an official rate.

  4. 04

    Smart Ledger

    Accounts & tracking

    A register built for fast, precise manual entry.

  5. 05

    Accounts & Net Worth

    Accounts & tracking

    Everything you own and owe, in one picture.

  6. 06

    Statement Imports

    Accounts & tracking

    CSV, OFX, QFX, QIF, and PDF statements import cleanly.

  7. 07

    Analytics Reports

    Reports & insight

    Your money from every angle, one report at a time.

  8. 08

    Rules Engine

    Speed & automation

    Incoming transactions categorize and label themselves.

  9. 09

    No Bank Connections

    Privacy & your data

    No credentials, no aggregators — you enter what happens.

See everything Rudopo does

05Pricing

One plan. Everything included.

No feature gates, no tiers, no surprises.

No bank connections — your data stays yours

Cancel anytime — no feature gates, no lock-in

30-day free trial
$2.92/ month

$35 billed yearlysave 27%

or $4 month to month

Prices plus tax where it applies

Included

  • Unlimited budgets, accounts, and transactions
  • Envelope budgeting with money movement and overspending coverage
  • Every analytics report
  • Rules engine with automatic categorization
  • Recurring transactions and statement imports
  • Multi-currency accounts at official reference rates, each from its own start date
  • Every theme, plus privacy mode
  • Reminders for bills, renewals, and expirations
  • Developer API with personal access tokens
  • One-click data export and permanent deletion
Start your free trial

06Get started

Ready to make every currency count?

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