Envelope budgeting in every currency.
Every currency counts.
Assign what you have to envelopes, spend from them, and see what is left — with targets, net worth, reports and recurring bills. Hold accounts in any of 49 currencies and budget in one, converted at the official rate of the day.
Open to the assistant you already use, to your own scripts, and to the person you budget with — on your terms.
- 30 days free for new customers, card at checkout
- Cancel during the trial, pay nothing
- Export or delete your data anytime
An example budget: envelopes with assigned, spent and available amounts, accounts in three currencies, and the week's upcoming bills.
RUDOPO01A look inside
The budget on a laptop, a tablet and a phone.
A budget on the laptop, a spending report on the tablet, an account list on the phone, each in its own currency — the same envelopes, whichever screen is in your hand.
- 1Ready to Assign: money not in the plan yet.
- 2A euro account inside a dollar budget.
- 3Available: what each envelope still holds.
02Why Rudopo
Four choices most budgeting apps won't make.
Rudopo is envelope budgeting built around your privacy, the currencies you actually use, and the assistant you choose.
Envelope budgeting
Budget the money you have, not the money you expect.
Assign what you have to envelopes before you spend it. Unspent money rolls forward, overspending is covered from another envelope in a click, and targets tell you what still needs funding.
True multi-currency
Accounts in more than one currency.
Budget in any of 155 currencies. Hold an account in a second one when both are among the 49 with official daily rates, so imported history converts at the rate of its own day, never a silent one-to-one.
How envelope budgeting works in multiple currenciesAll 155, listedYour assistant, your rules
Ask your assistant. Let it propose. You decide.
Connect the assistant you already use and ask what you spent, what is left, what needs attention. If you let it make changes, every one lands in a review inbox first — or, if you trust it, goes straight in with a limit you set, a log that names it, and an undo on many of its changes.
How it worksFor developersPrivate by design
A budget you know, on data that is yours.
No ads, no trackers, no selling your data, and we never use it to train AI models — your numbers do one job, which is yours. Export or delete everything whenever you like.
03Getting transactions in
Imports, rules and schedules do the routine work.
Import a statement, let recurring entries post themselves on their due dates, or add one in seconds. Rules sort what arrives; you handle the decisions.
- 01
Statements import cleanly
CSV, OFX, QFX, QIF, even PDF — bank files skip straight to review, duplicates are caught, and any import undoes in one click.
- 02
Rules do the sorting
Match on payee, amount, or account and transactions categorize and label themselves — retroactively too.
- 03
Bills enter themselves
Recurring transactions post on their due dates, so the predictable part of your month types itself.
- 04
Every amount field is a calculator
Split one charge across categories, type 42.50+18.99 into any amount field, drive it from the keyboard, undo mistakes.
04What's inside
Targets, net worth, reports, sharing, an API.
A working budget needs more than envelopes. These are the highlights — the full list has its own page.
- 01
Envelope Budgeting
BudgetingFill envelopes first, then spend from them.
- 02
Targets & Auto-Assign
BudgetingSet a goal per category; one click funds what's needed.
- 03
True Multi-Currency
BudgetingAccounts in one currency, budget in another, where both have an official rate.
- 04
Separate Spaces
BudgetingRun more than one budget, each in its own currency.
- 05
Accounts & Net Worth
Accounts & trackingEverything you own and owe, in one picture.
- 06
Analytics Reports
Reports & insightYour money from every angle, one report at a time.
- 07
Developer API
Speed & automationRead, propose or change your budget from your own scripts.
- 08
Works On Your Phone
Speed & automationEvery screen, one thumb — in the browser, or get the Android app.
- 09
Private By Design
Privacy & your dataNo ads, no trackers, no selling your data.
- 10
Shared Spaces
Speed & automationBudget together — one space, the same numbers.
05Pricing
One plan. Everything included.
No feature gates, no tiers, no surprises.
Private by design — your data stays yours
Cancel anytime — no feature gates, no lock-in
$35 billed yearlysave 27%
or $4 month to month
Prices plus tax where it applies
30 days free for new customers · card at checkout · we email you before your first charge · cancel anytime and pay nothing
Included
- Unlimited budgets, accounts, and transactions
- Envelope budgeting with money movement and overspending coverage
- Every analytics report
- Rules engine with automatic categorization
- Recurring transactions and statement imports
- Multi-currency accounts at official reference rates, each from its own start date
- Every theme, plus privacy mode
- Reminders for bills, renewals, and expirations
- Developer API with personal access tokens
- Assistant connections with a review inbox and limits you set
- Shared spaces for the people you budget with
- One-click data export and permanent deletion
06Get started
Ready to make every currency count?
No invite, no waitlist — start your 30-day free trial and cancel any time before it ends.